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Strategies for fast Debt Reduction

Get out of debt in record time with debt consolidation tool. Simplify your finances.  This innovative approach to managing your money has been recommended by MoneySense Magazine as one of the "Top 50 ways to grow your money."

Eliminating Debt

Are you paying a high interest rate on your credit cards?  Instead of paying 18% or more for your consumer debt, call your credit card company and request a lower interest rate. You will usually get it.  Protect your credit score.  More than 2 credit cards (including store cards) will make your credit score lower.  It may make sense to consolidate your loans for a lower rate.  Bank where they pay you interest on your transaction account. 

Amber Smith - Independent Financial Broker

Bus 403 328 4138 ex 241
RES 403 381 9146
FAX 403 328 1093

Farm Loans

Advance Payments Program (APP) - Budget 2008

Provides cash flow to eligible producers by means of cash advances. Maximum advance is $400,000, of which the first $100,000 is interest-free.

Farm Improvement and Marketing Cooperatives Loans Act (FIMCLA)

Used to help existing farmers with their financing needs by guaranteeing loans issued by financial institutions. Borrowers benefit from advantageous interest rates, lower equity requirements and flexible repayment terms.

Canada Debt Reduction Services

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Start saving thousands in interest.

Amber Smith KESLER & ASSOCIATES

debt management canada